Health Care Plan Design: Why HRAs Might Be the Best Option

Most employers with account-based health plans offer Health Savings Accounts (HSAs) rather than Health Reimbursement Accounts (HRAs). Learn how HRAs may be the plan your organization needs. HRAs provide greater flexibility through fewer legal restrictions and the ability to customize the plan to promote greater use of primary care, prevention services and generic medications. In addition, discover how a generously funded HRA can become a powerful retention tool, discourage turnover and affect the bottom line. Case studies to include how an HRA can eventually be turned into a retirement health account.


  • Review current research on health reimbursement accounts
  • Learn how HRAs provide more flexibility
  • Discuss case studies with examples of plan design features that have optimized wellness participation and primary care utilization.


Maria Henderson, MS, CDMS, National Practice Lead, WorkCare, Inc.; Justin Schaneman, MS, Vice President, Data Analytics, HCMS Group

This activity is valid for the following credits: CHHR (1) SHRM (1) HRCI (1)

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